Business Licenses & Permits in Switzerland

Certain industries in Switzerland require specific licenses or permits before you can legally operate. We help you identify, apply for, and obtain the regulatory approvals your business needs.

Key License Types

SRO Membership (Self-Regulatory Organisation)

Required for financial intermediaries under the Anti-Money Laundering Act (AMLA). This includes payment service providers, money transmitters, crypto exchanges, and trust companies.

Timeline: 4-8 weeks | Supervised by FINMA

Fintech License

FINMA's innovation license for fintech companies accepting public deposits up to CHF 100 million. Lower regulatory burden than a full banking license.

Timeline: 3-6 months | Capital requirement: CHF 300,000

SECO Permits

Export control licenses, dual-use goods authorisations, and other permits issued by the State Secretariat for Economic Affairs for regulated trade activities.

Timeline: varies by permit type

Cantonal Business Permits

Certain activities (restaurants, healthcare, construction, security) require cantonal authorisation. Requirements vary by canton and industry.

Timeline: 2-8 weeks depending on canton

Our Process

1

Assessment

We analyse your business model and identify which licenses and permits are required.

2

Preparation

We prepare the application, including compliance documentation and internal policies.

3

Submission & Follow-up

We submit the application and manage communication with the regulatory authority.

Frequently Asked Questions

Do I need a license to operate a fintech company in Switzerland?
It depends on your business model. If you accept deposits, manage assets, or provide payment services, you likely need either an SRO membership or a Fintech license from FINMA. We can assess your specific situation.
What is the difference between SRO membership and a Fintech license?
SRO membership is for financial intermediaries under AMLA (anti-money laundering compliance). A Fintech license is a FINMA-issued license for companies accepting public deposits up to CHF 100 million, with lower requirements than a full banking license.
Can I apply for a license before my company is registered?
Most licenses require an existing legal entity. We can help you set up a shelf company or form a new company first, then immediately proceed with the license application.
How long does it take to get an SRO membership?
Typically 4-8 weeks, assuming all documentation is complete and compliant. We prepare everything in advance to minimise delays.

Related Services

Company Formation

Register a new Swiss company to hold your license.

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Buy a Shelf AG

Ready-made company for faster license application.

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Bank Account

Swiss bank account required for most licenses.

Learn more
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Your Expert

Alex Rohrer

Founder & Managing Partner

Corporate and tax lawyer with Big Four experience. Alex personally handles every client engagement, ensuring expert oversight at every step.

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